The Work Connection is excited to offer our Associates health benefits through Essential StaffCARE^TM. Essential StaffCARE^TM is the leading provider of health benefits to the staffing industry.

Eligible employees may elect coverage for all or some of the options that are offered: medical/prescription coverage, optional vision, optional dental, optional life insurance, and optional short-term disability. Essential StaffCARE^TM offers professional, affordable benefits that temporary employees have been missing, backed by a blue chip healthcare company. 

Competitive Advantages

Plan Highlights                (Essential StaffCARE website click here)

  Blue Chip Plan accepted by doctors and hospitals nationwide.

  No Health Questions, Guaranteed Issue, No Waiting Period

  True Group Health Insurance- not a supplemental or a “reimbursement” plan.

  Large National Network with No Out-of-Network Penalties- members can go to any licensed physician and be covered with a $15 copay. Network providers offer substantial pricing discounts and guaranteed assignment of benefits (no claim forms to fill out).

  True $15 copay for doctor office visits- it includes everything done in the doctor’s office. Other plans only cover the doctor office fee, not other services performed in the office.

  Inpatient Physician Charges are paid up to the full annual maximum benefit.

  Accident and Illness coverage- Essential StaffCARE was designed to cover accidents and illnesses, just like a typical health plan. Some other plans restrict their benefits to accidents only, which have a much lower frequency than illnesses.  People will judge the plan based on how they use it most.

  Prescriptions covered at 80% up to $2,000 per year!  Most competitors exclude prescription drugs, only offer a discount plan, limit coverage to $250 per year, or limit coverage to $35 per month with NO monthly carry-over, meaning you use it every month or lose it. (Check the fine print.)

  80/80 Plan With No Out-of-Network Penalties - Trying to keep everyone “in-network” for a high turnover population can be an administrative burden, especially for employees in rural areas. However, networks can provide substantial price discounts and improve doctor acceptance of the plan. Our Essential StaffCARE plan offers the best of both worlds- alarge national network with 20-40% price discounts, yet employees still receive the same 80% coinsurance if they go out-of-network! This makes it simple for employees to use, and simple for the employer to administer.

 Free 24-Hour Nurse Support Hotline for Members

  Electronic enrollments - We regularly do electronic enrollments to streamline the enrollment process, reduce errors, and allow for seamless transitions.

Customer Service Highlights

  Claims & Customer Service Department with highly trained employees available to serve our customers.

 Average claims turnaround time under 10 calendar days

  Claims and call volume are constantly measured to ensure prompt service. Pre-established escalation procedures are in place to draw on more resources as needed.

  We Accept Faxed claims We try to make it as easy as possible for members to get a claim paid, especially people with adverse financial situations.

Over 90% Client Retention Rate

  Dedicated Account Management Team with superior customer service. We assign a dedicated Account Manager to each of our groups to assist them with the rollout and on-going H.R. support.

Spanish Speaking Customer Service and Forms

BCS Highlights

BCS is majority-owned byBlue Cross and Blue Shield Plans, with the mission of developing and delivering products to meet the insurance needs of members across the country.

Their core competency is group health insurance and related employee benefits.

  A- Rated “Excellent” by A.M. Best Company, the oldest and most experienced insurance rating agency in the world. Ratings reflect their independent opinion of the relative financial strength and operating performance in comparison to the norms of the life/health insurance industry.

 Licensed in all 50 states and theDistrict of Columbia

  Over 50 years experience in the group insurance market.

 
Benefits, Medical Coverage and Optional Coverage:

Medical Coverage
Hospital Bills, Doctor Bills, Lab and X-Ray, Home Health Care,

Medical Equipment, and Supplies, Prescription Drugs, Therapy
Dental                                    Short Term Disability
Built In Vision Network       Accidental Death and Dismemberment
24-Hour Nurse Call Line     Term Life Insurance

Please see summary plan description for specific coverage,

deductible, limits, pre-existing condition restrictions and all

other details. 
  
  
 

Individual Benefit Plans

Associates may opt for Individual Benefit Plan coverage through

our benefits partner, Foster Klima & Company, LLC.

Individual Benefit Plans can be designed to meet the personal

insurance needs of the Associate.   For a confidential
consultation please contact Foster Klima & Company.